State Bank of India

NSE: SBIN · Banking · PSU

₹814.51

▼ -0.67%

HOLD

Illustrative research · not investment advice Demo price · quote unavailable · Fundamentals and research: sample dataset (30 Oct 2026)

Price chart

Illustrative price history · not actual market candles

A. Company overview

India's largest public sector bank with a nationwide branch network.

Market cap

₹1,11,95,297 Cr

Industry / Sector

Banking

Segments

Website

Visit ↗

Retail BankingCorporate BankingTreasuryInsurance

B. Fundamental analysis (illustrative)

Revenue growth

+17.75%

Net profit growth

+15.99%

Operating margin

22.84%

EBITDA margin

28.11%

ROE

21.42%

ROCE

21.69%

Debt / Equity

0.05

EPS

₹117.53

Operating cash flow

₹56,746 Cr

Working capital

₹26,094 Cr

5-year revenue & profit (₹ Cr)

C. Financial statements (illustrative)

₹ Cr	FY22	FY23	FY24	FY25	FY26
Revenue	1,96,657	2,15,866	2,48,126	2,85,127	3,26,171
EBITDA	47,684	56,095	62,844	74,523	91,681
Net profit	29,802	35,060	39,277	46,577	57,300
EPS (₹)	82.27	91.67	101.08	110.48	119.88

D. Valuation analysis

P/E

6.93

P/B

10.04

EV/EBITDA

21.75

Price/Sales

5.83

EPS

₹117.53

Dividend yield

5.02%

Peer comparison — Banking

Company	CMP	P/E	P/B	ROE	D/E
State Bank of India	814.51	6.93	10.04	21.42%	0.05
HDFC Bank	1,690.58	23.3	10.91	10.66%	0.1
ICICI Bank	1,268.15	46.62	2.4	17.96%	0.19
Kotak Mahindra Bank	2,125.2	32.22	7.88	28.69%	0.07
Axis Bank	1,190.15	59.69	4.45	15.3%	0.16
IndusInd Bank	780.48	51.93	8.94	26.71%	0.19
Bank of Baroda	248.95	9.26	8.92	11.46%	0.07
Punjab National Bank	108.75	6.35	11.67	30.96%	0.13
Canara Bank	116.31	13.12	9.08	27.38%	0.14

E. Technical analysis

RSI (14)

36.14

MACD

1.39

Support

₹773.78

Resistance

₹863.38

Volume

2,01,66,232

Illustrative technical charts · not actual market history

Candlestick (last 50 sessions)

Price with 50-DMA & 200-DMA, volume

Fibonacci retracement levels

23.6% · ₹812.67

38.2% · ₹796.65

50.0% · ₹783.69

61.8% · ₹770.74

F. Shareholding pattern

Promoter (Government)57.5%

FII14.75%

DII10.18%

of which Mutual Funds4.13%

Public17.57%

G. SWOT analysis

Strengths

Established position in Banking
ROE of 21.42% in demo data

Weaknesses

Limited pricing power in some segments
Cyclical exposure

Opportunities

Domestic demand growth
Expansion in Retail Banking

Threats

Regulatory changes
Competitive intensity

Illustrative template points for demonstration.

H. Research conclusion

Financial strength

Conservative balance sheet

Business quality

High capital efficiency

Valuation

Reasonable valuation

Growth

Sales growth of 17.75%

Risk assessment

Medium risk

Overall

Illustrative HOLD opinion · target ₹832.15 · stop loss ₹760.86

I. Corporate actions

Dividend history (₹/share)

Year	Dividend
FY22	32.71
FY23	35.16
FY24	37.62
FY25	40.07
FY26	42.52

Bonus, splits & announcements

Bonus history: none in demo dataset
Stock split history: none in demo dataset
Board meeting for quarterly results — demo announcement