SBI Life Insurance

NSE: SBILIFE · Insurance

₹1,826.28

▲ +1.46%

BUY

Illustrative research · not investment advice Demo price · quote unavailable · Fundamentals and research: sample dataset (30 Oct 2026)

Price chart

Illustrative price history · not actual market candles

A. Company overview

Life insurer backed by State Bank of India.

Market cap

₹37,72,584 Cr

Industry / Sector

Insurance

Segments

Website

Visit ↗

ProtectionSavingsAnnuity

B. Fundamental analysis (illustrative)

Revenue growth

+3.08%

Net profit growth

+24.75%

Operating margin

24.79%

EBITDA margin

30.5%

ROE

18.27%

ROCE

18.64%

Debt / Equity

0.95

EPS

₹59.49

Operating cash flow

₹1,47,885 Cr

Working capital

₹62,954 Cr

5-year revenue & profit (₹ Cr)

C. Financial statements (illustrative)

₹ Cr	FY22	FY23	FY24	FY25	FY26
Revenue	5,34,911	5,72,962	6,19,460	6,82,025	7,86,929
EBITDA	1,18,973	1,37,718	1,62,987	1,88,666	2,40,053
Net profit	74,358	86,074	1,01,867	1,17,916	1,50,033
EPS (₹)	41.64	46.4	51.16	55.92	60.68

D. Valuation analysis

P/E

30.7

P/B

3.69

EV/EBITDA

21.61

Price/Sales

4.73

EPS

₹59.49

Dividend yield

2.02%

Peer comparison — Insurance

Company	CMP	P/E	P/B	ROE	D/E
SBI Life Insurance	1,826.28	30.7	3.69	18.27%	0.95
HDFC Life Insurance	735.45	45.56	7.3	22.89%	0.73
Life Insurance Corporation	881.19	12.42	3.19	10.3%	1.56

E. Technical analysis

RSI (14)

63.69

MACD

-4.13

Support

₹1,734.97

Resistance

₹1,935.86

Volume

54,91,447

Illustrative technical charts · not actual market history

Candlestick (last 50 sessions)

Price with 50-DMA & 200-DMA, volume

Fibonacci retracement levels

23.6% · ₹1865.71

38.2% · ₹1836.06

50.0% · ₹1812.10

61.8% · ₹1788.13

F. Shareholding pattern

Promoter70.89%

FII8.32%

DII8.54%

of which Mutual Funds5.08%

Public12.25%

G. SWOT analysis

Strengths

Established position in Insurance
ROE of 18.27% in demo data

Weaknesses

Limited pricing power in some segments
Cyclical exposure

Opportunities

Domestic demand growth
Expansion in Protection

Threats

Regulatory changes
Competitive intensity

Illustrative template points for demonstration.

H. Research conclusion

Financial strength

Moderate leverage to monitor

Business quality

High capital efficiency

Valuation

Reasonable valuation

Growth

Sales growth of 3.08%

Risk assessment

Low risk

Overall

Illustrative BUY opinion · target ₹2,166.86 · stop loss ₹1,625.64

I. Corporate actions

Dividend history (₹/share)

Year	Dividend
FY22	29.51
FY23	31.73
FY24	33.94
FY25	36.15
FY26	38.37

Bonus, splits & announcements

Bonus history: none in demo dataset
Stock split history: none in demo dataset
Board meeting for quarterly results — demo announcement