Life Insurance Corporation

NSE: LICI · Insurance · PSU

₹881.19

▼ -2.09%

BUY

Illustrative research · not investment advice Demo price · quote unavailable · Fundamentals and research: sample dataset (30 Oct 2026)

Price chart

Illustrative price history · not actual market candles

A. Company overview

India's largest life insurer.

Market cap

₹1,52,29,218 Cr

Industry / Sector

Insurance

Segments

Website

Visit ↗

IndividualGroupAnnuity

B. Fundamental analysis (illustrative)

Revenue growth

+9.97%

Net profit growth

+20.47%

Operating margin

18.71%

EBITDA margin

23.02%

ROE

10.3%

ROCE

12.3%

Debt / Equity

1.56

EPS

₹70.95

Operating cash flow

₹14,446 Cr

Working capital

₹6,275 Cr

5-year revenue & profit (₹ Cr)

C. Financial statements (illustrative)

₹ Cr	FY22	FY23	FY24	FY25	FY26
Revenue	43,975	50,330	58,284	68,408	78,439
EBITDA	10,798	11,165	12,500	16,540	18,060
Net profit	6,749	6,978	7,812	10,337	11,288
EPS (₹)	49.67	55.34	61.02	66.69	72.37

D. Valuation analysis

P/E

12.42

P/B

3.19

EV/EBITDA

12.48

Price/Sales

9.65

EPS

₹70.95

Dividend yield

5.74%

Peer comparison — Insurance

Company	CMP	P/E	P/B	ROE	D/E
Life Insurance Corporation	881.19	12.42	3.19	10.3%	1.56
SBI Life Insurance	1,826.28	30.7	3.69	18.27%	0.95
HDFC Life Insurance	735.45	45.56	7.3	22.89%	0.73

E. Technical analysis

RSI (14)

60.72

MACD

7.19

Support

₹837.13

Resistance

₹934.06

Volume

1,18,36,619

Illustrative technical charts · not actual market history

Candlestick (last 50 sessions)

Price with 50-DMA & 200-DMA, volume

Fibonacci retracement levels

23.6% · ₹893.11

38.2% · ₹875.83

50.0% · ₹861.87

61.8% · ₹847.91

F. Shareholding pattern

Promoter (Government)96.5%

FII7.1%

DII4.8%

of which Mutual Funds2.48%

Public-8.4%

G. SWOT analysis

Strengths

Established position in Insurance
ROE of 10.3% in demo data

Weaknesses

Elevated leverage
Cyclical exposure

Opportunities

Domestic demand growth
Expansion in Individual

Threats

Regulatory changes
Competitive intensity

Illustrative template points for demonstration.

H. Research conclusion

Financial strength

Moderate leverage to monitor

Business quality

Average capital efficiency

Valuation

Reasonable valuation

Growth

Sales growth of 9.97%

Risk assessment

High risk

Overall

Illustrative BUY opinion · target ₹1,101.30 · stop loss ₹824.35

I. Corporate actions

Dividend history (₹/share)

Year	Dividend
FY22	40.46
FY23	43.5
FY24	46.53
FY25	49.57
FY26	52.6

Bonus, splits & announcements

Bonus history: none in demo dataset
Stock split history: none in demo dataset
Board meeting for quarterly results — demo announcement