Kotak Mahindra Bank

NSE: KOTAKBANK · Banking

₹2,125.20

▲ +1.20%

HOLD

Illustrative research · not investment advice Demo price · quote unavailable · Fundamentals and research: sample dataset (30 Oct 2026)

Price chart

Illustrative price history · not actual market candles

A. Company overview

Private bank with broking, insurance and asset management arms.

Market cap

₹1,60,99,695 Cr

Industry / Sector

Banking

Segments

Website

Visit ↗

RetailCorporateSecuritiesInsurance

B. Fundamental analysis (illustrative)

Revenue growth

+16.60%

Net profit growth

+20.42%

Operating margin

18.87%

EBITDA margin

23.22%

ROE

28.69%

ROCE

33%

Debt / Equity

0.07

EPS

₹65.96

Operating cash flow

₹31,005 Cr

Working capital

₹15,087 Cr

5-year revenue & profit (₹ Cr)

C. Financial statements (illustrative)

₹ Cr	FY22	FY23	FY24	FY25	FY26
Revenue	1,26,320	1,43,159	1,56,158	1,81,139	1,88,592
EBITDA	31,930	34,612	40,886	44,686	43,800
Net profit	19,956	21,633	25,554	27,929	27,375
EPS (₹)	46.17	51.45	56.73	62	67.28

D. Valuation analysis

P/E

32.22

P/B

7.88

EV/EBITDA

8.97

Price/Sales

7.2

EPS

₹65.96

Dividend yield

1.55%

Peer comparison — Banking

Company	CMP	P/E	P/B	ROE	D/E
Kotak Mahindra Bank	2,125.2	32.22	7.88	28.69%	0.07
State Bank of India	814.51	6.93	10.04	21.42%	0.05
HDFC Bank	1,690.58	23.3	10.91	10.66%	0.1
ICICI Bank	1,268.15	46.62	2.4	17.96%	0.19
Axis Bank	1,190.15	59.69	4.45	15.3%	0.16
IndusInd Bank	780.48	51.93	8.94	26.71%	0.19
Bank of Baroda	248.95	9.26	8.92	11.46%	0.07
Punjab National Bank	108.75	6.35	11.67	30.96%	0.13
Canara Bank	116.31	13.12	9.08	27.38%	0.14

E. Technical analysis

RSI (14)

72.94

MACD

-5.55

Support

₹2,018.94

Resistance

₹2,252.71

Volume

1,39,46,364

Illustrative technical charts · not actual market history

Candlestick (last 50 sessions)

Price with 50-DMA & 200-DMA, volume

Fibonacci retracement levels

23.6% · ₹2120.90

38.2% · ₹2088.44

50.0% · ₹2062.20

61.8% · ₹2035.97

F. Shareholding pattern

Promoter3.2%

FII35.3%

DII14.43%

of which Mutual Funds9.89%

Public47.07%

G. SWOT analysis

Strengths

Established position in Banking
ROE of 28.69% in demo data

Weaknesses

Limited pricing power in some segments
Cyclical exposure

Opportunities

Domestic demand growth
Expansion in Retail

Threats

Regulatory changes
Competitive intensity

Illustrative template points for demonstration.

H. Research conclusion

Financial strength

Conservative balance sheet

Business quality

High capital efficiency

Valuation

Reasonable valuation

Growth

Sales growth of 16.6%

Risk assessment

High risk

Overall

Illustrative HOLD opinion · target ₹2,264.54 · stop loss ₹1,955.74

I. Corporate actions

Dividend history (₹/share)

Year	Dividend
FY22	26.35
FY23	28.33
FY24	30.31
FY25	32.28
FY26	34.26

Bonus, splits & announcements

Bonus history: none in demo dataset
Stock split history: none in demo dataset
Board meeting for quarterly results — demo announcement