IndusInd Bank

NSE: INDUSINDBK · Banking

₹780.48

▼ -2.44%

HOLD

Illustrative research · not investment advice Demo price · quote unavailable · Fundamentals and research: sample dataset (30 Oct 2026)

Price chart

Illustrative price history · not actual market candles

A. Company overview

Private bank strong in vehicle finance and microfinance.

Market cap

₹56,02,706 Cr

Industry / Sector

Banking

Segments

Website

Visit ↗

Consumer FinanceCorporateTreasury

B. Fundamental analysis (illustrative)

Revenue growth

+20.09%

Net profit growth

+17.33%

Operating margin

26.73%

EBITDA margin

32.9%

ROE

26.71%

ROCE

31.82%

Debt / Equity

0.19

EPS

₹15.03

Operating cash flow

₹1,38,144 Cr

Working capital

₹58,529 Cr

5-year revenue & profit (₹ Cr)

C. Financial statements (illustrative)

₹ Cr	FY22	FY23	FY24	FY25	FY26
Revenue	4,69,899	5,22,199	5,66,304	6,32,208	7,31,614
EBITDA	1,49,291	1,57,240	1,78,019	2,17,080	2,40,715
Net profit	93,307	98,275	1,11,262	1,35,675	1,50,447
EPS (₹)	10.52	11.72	12.93	14.13	15.33

D. Valuation analysis

P/E

51.93

P/B

8.94

EV/EBITDA

29.82

Price/Sales

4.34

EPS

₹15.03

Dividend yield

0.53%

Peer comparison — Banking

Company	CMP	P/E	P/B	ROE	D/E
IndusInd Bank	780.48	51.93	8.94	26.71%	0.19
State Bank of India	814.51	6.93	10.04	21.42%	0.05
HDFC Bank	1,690.58	23.3	10.91	10.66%	0.1
ICICI Bank	1,268.15	46.62	2.4	17.96%	0.19
Kotak Mahindra Bank	2,125.2	32.22	7.88	28.69%	0.07
Axis Bank	1,190.15	59.69	4.45	15.3%	0.16
Bank of Baroda	248.95	9.26	8.92	11.46%	0.07
Punjab National Bank	108.75	6.35	11.67	30.96%	0.13
Canara Bank	116.31	13.12	9.08	27.38%	0.14

E. Technical analysis

RSI (14)

62.88

MACD

11.91

Support

₹741.46

Resistance

₹827.31

Volume

1,61,69,884

Illustrative technical charts · not actual market history

Candlestick (last 50 sessions)

Price with 50-DMA & 200-DMA, volume

Fibonacci retracement levels

23.6% · ₹813.18

38.2% · ₹801.22

50.0% · ₹791.55

61.8% · ₹781.88

F. Shareholding pattern

Promoter47.69%

FII10.36%

DII12.02%

of which Mutual Funds7.77%

Public29.93%

G. SWOT analysis

Strengths

Established position in Banking
ROE of 26.71% in demo data

Weaknesses

Limited pricing power in some segments
Cyclical exposure

Opportunities

Domestic demand growth
Expansion in Consumer Finance

Threats

Regulatory changes
Competitive intensity

Illustrative template points for demonstration.

H. Research conclusion

Financial strength

Conservative balance sheet

Business quality

High capital efficiency

Valuation

Premium valuation

Growth

Sales growth of 20.09%

Risk assessment

High risk

Overall

Illustrative HOLD opinion · target ₹773.34 · stop loss ₹711.52

I. Corporate actions

Dividend history (₹/share)

Year	Dividend
FY22	3.31
FY23	3.56
FY24	3.81
FY25	4.05
FY26	4.3

Bonus, splits & announcements

Bonus history: none in demo dataset
Stock split history: none in demo dataset
Board meeting for quarterly results — demo announcement