ICICI Bank
NSE: ICICIBANK · Banking
₹1,268.15
▲ +2.27%Price chart
Illustrative price history · not actual market candles
A. Company overview
Large private sector bank with diversified financial services subsidiaries.
B. Fundamental analysis (illustrative)
Revenue growth
+7.49%
Net profit growth
+8.98%
Operating margin
23.12%
EBITDA margin
28.46%
ROE
17.96%
ROCE
21.17%
Debt / Equity
0.19
EPS
₹27.20
Operating cash flow
₹38,356 Cr
Working capital
₹14,283 Cr
5-year revenue & profit (₹ Cr)
C. Financial statements (illustrative)
| ₹ Cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Revenue | 1,12,199 | 1,25,014 | 1,44,643 | 1,69,169 | 1,78,543 |
| EBITDA | 32,463 | 38,069 | 41,806 | 48,823 | 50,813 |
| Net profit | 20,289 | 23,793 | 26,129 | 30,515 | 31,758 |
| EPS (₹) | 19.04 | 21.22 | 23.39 | 25.57 | 27.74 |
D. Valuation analysis
P/E
46.62
P/B
2.4
EV/EBITDA
28.76
Price/Sales
6.32
EPS
₹27.20
Dividend yield
0.97%
Peer comparison — Banking
| Company | CMP | P/E | P/B | ROE | D/E |
|---|---|---|---|---|---|
| ICICI Bank | 1,268.15 | 46.62 | 2.4 | 17.96% | 0.19 |
| State Bank of India | 814.51 | 6.93 | 10.04 | 21.42% | 0.05 |
| HDFC Bank | 1,690.58 | 23.3 | 10.91 | 10.66% | 0.1 |
| Kotak Mahindra Bank | 2,125.2 | 32.22 | 7.88 | 28.69% | 0.07 |
| Axis Bank | 1,190.15 | 59.69 | 4.45 | 15.3% | 0.16 |
| IndusInd Bank | 780.48 | 51.93 | 8.94 | 26.71% | 0.19 |
| Bank of Baroda | 248.95 | 9.26 | 8.92 | 11.46% | 0.07 |
| Punjab National Bank | 108.75 | 6.35 | 11.67 | 30.96% | 0.13 |
| Canara Bank | 116.31 | 13.12 | 9.08 | 27.38% | 0.14 |
E. Technical analysis
RSI (14)
53.85
MACD
-3.72
Support
₹1,204.74
Resistance
₹1,344.24
Volume
1,45,03,128
Illustrative technical charts · not actual market history
Candlestick (last 50 sessions)
Price with 50-DMA & 200-DMA, volume
Fibonacci retracement levels
F. Shareholding pattern
G. SWOT analysis
Strengths
- Established position in Banking
- ROE of 17.96% in demo data
Weaknesses
- Limited pricing power in some segments
- Cyclical exposure
Opportunities
- Domestic demand growth
- Expansion in Retail
Threats
- Regulatory changes
- Competitive intensity
Illustrative template points for demonstration.
H. Research conclusion
Financial strength
Conservative balance sheet
Business quality
High capital efficiency
Valuation
Premium valuation
Growth
Sales growth of 7.49%
Risk assessment
High risk
Overall
Illustrative BUY opinion · target ₹1,440.92 · stop loss ₹1,140.56
I. Corporate actions
Dividend history (₹/share)
| Year | Dividend |
|---|---|
| FY22 | 9.84 |
| FY23 | 10.58 |
| FY24 | 11.32 |
| FY25 | 12.05 |
| FY26 | 12.79 |
Bonus, splits & announcements
- Bonus history: none in demo dataset
- Stock split history: none in demo dataset
- Board meeting for quarterly results — demo announcement