Bank of Baroda

NSE: BANKBARODA · Banking · PSU

₹248.95

▼ -0.42%

HOLD

Illustrative research · not investment advice Demo price · quote unavailable · Fundamentals and research: sample dataset (30 Oct 2026)

Price chart

Illustrative price history · not actual market candles

A. Company overview

Large public sector bank with international presence.

Market cap

₹53,27,302 Cr

Industry / Sector

Banking

Segments

Website

Visit ↗

RetailCorporateInternational

B. Fundamental analysis (illustrative)

Revenue growth

+4.93%

Net profit growth

+21.97%

Operating margin

23.65%

EBITDA margin

29.11%

ROE

11.46%

ROCE

9.51%

Debt / Equity

0.07

EPS

₹26.88

Operating cash flow

₹1,44,300 Cr

Working capital

₹62,585 Cr

5-year revenue & profit (₹ Cr)

C. Financial statements (illustrative)

₹ Cr	FY22	FY23	FY24	FY25	FY26
Revenue	4,72,184	5,48,478	5,86,910	6,85,787	7,82,310
EBITDA	1,19,832	1,45,467	1,73,576	1,94,362	2,27,757
Net profit	74,895	90,917	1,08,485	1,21,476	1,42,348
EPS (₹)	18.82	20.97	23.12	25.27	27.42

D. Valuation analysis

P/E

9.26

P/B

8.92

EV/EBITDA

10.65

Price/Sales

1.89

EPS

₹26.88

Dividend yield

5.35%

Peer comparison — Banking

Company	CMP	P/E	P/B	ROE	D/E
Bank of Baroda	248.95	9.26	8.92	11.46%	0.07
State Bank of India	814.51	6.93	10.04	21.42%	0.05
HDFC Bank	1,690.58	23.3	10.91	10.66%	0.1
ICICI Bank	1,268.15	46.62	2.4	17.96%	0.19
Kotak Mahindra Bank	2,125.2	32.22	7.88	28.69%	0.07
Axis Bank	1,190.15	59.69	4.45	15.3%	0.16
IndusInd Bank	780.48	51.93	8.94	26.71%	0.19
Punjab National Bank	108.75	6.35	11.67	30.96%	0.13
Canara Bank	116.31	13.12	9.08	27.38%	0.14

E. Technical analysis

RSI (14)

52.66

MACD

-10.16

Support

₹236.50

Resistance

₹263.89

Volume

1,20,29,537

Illustrative technical charts · not actual market history

Candlestick (last 50 sessions)

Price with 50-DMA & 200-DMA, volume

Fibonacci retracement levels

23.6% · ₹253.26

38.2% · ₹249.73

50.0% · ₹246.87

61.8% · ₹244.01

F. Shareholding pattern

Promoter (Government)63.97%

FII11.41%

DII12.89%

of which Mutual Funds6.91%

Public11.73%

G. SWOT analysis

Strengths

Established position in Banking
ROE of 11.46% in demo data

Weaknesses

Limited pricing power in some segments
Cyclical exposure

Opportunities

Domestic demand growth
Expansion in Retail

Threats

Regulatory changes
Competitive intensity

Illustrative template points for demonstration.

H. Research conclusion

Financial strength

Conservative balance sheet

Business quality

Average capital efficiency

Valuation

Reasonable valuation

Growth

Sales growth of 4.93%

Risk assessment

Medium risk

Overall

Illustrative HOLD opinion · target ₹254.38 · stop loss ₹217.56

I. Corporate actions

Dividend history (₹/share)

Year	Dividend
FY22	10.65
FY23	11.45
FY24	12.25
FY25	13.05
FY26	13.85

Bonus, splits & announcements

Bonus history: none in demo dataset
Stock split history: none in demo dataset
Board meeting for quarterly results — demo announcement