Bajaj Finserv
NSE: BAJAJFINSV · Financial Services
₹1,996.20
▼ -0.19%Price chart
Illustrative price history · not actual market candles
A. Company overview
Holding company for lending and insurance businesses.
B. Fundamental analysis (illustrative)
Revenue growth
+10.91%
Net profit growth
+20.70%
Operating margin
20.24%
EBITDA margin
24.91%
ROE
20.31%
ROCE
24.4%
Debt / Equity
0.5
EPS
₹116.87
Operating cash flow
₹1,37,127 Cr
Working capital
₹53,025 Cr
5-year revenue & profit (₹ Cr)
C. Financial statements (illustrative)
| ₹ Cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Revenue | 4,27,509 | 4,46,280 | 5,21,809 | 5,78,518 | 6,62,816 |
| EBITDA | 1,00,997 | 1,08,035 | 1,37,454 | 1,49,294 | 1,65,108 |
| Net profit | 63,123 | 67,522 | 85,909 | 93,309 | 1,03,193 |
| EPS (₹) | 81.81 | 91.16 | 100.51 | 109.86 | 119.21 |
D. Valuation analysis
P/E
17.08
P/B
6.55
EV/EBITDA
29.57
Price/Sales
6.37
EPS
₹116.87
Dividend yield
1.95%
Peer comparison — Financial Services
| Company | CMP | P/E | P/B | ROE | D/E |
|---|---|---|---|---|---|
| Bajaj Finserv | 1,996.2 | 17.08 | 6.55 | 20.31% | 0.5 |
| Bajaj Finance | 895.14 | 44.3 | 7.76 | 21.63% | 0.46 |
| Indian Railway Finance Corp | 129.38 | 15.84 | 8.02 | 28.93% | 1.21 |
E. Technical analysis
RSI (14)
56.5
MACD
-2.08
Support
₹1,896.39
Resistance
₹2,115.97
Volume
14,64,682
Illustrative technical charts · not actual market history
Candlestick (last 50 sessions)
Price with 50-DMA & 200-DMA, volume
Fibonacci retracement levels
F. Shareholding pattern
G. SWOT analysis
Strengths
- Established position in Financial Services
- ROE of 20.31% in demo data
Weaknesses
- Limited pricing power in some segments
- Cyclical exposure
Opportunities
- Domestic demand growth
- Expansion in Lending
Threats
- Regulatory changes
- Competitive intensity
Illustrative template points for demonstration.
H. Research conclusion
Financial strength
Moderate leverage to monitor
Business quality
High capital efficiency
Valuation
Reasonable valuation
Growth
Sales growth of 10.91%
Risk assessment
High risk
Overall
Illustrative BUY opinion · target ₹2,538.81 · stop loss ₹1,726.93
I. Corporate actions
Dividend history (₹/share)
| Year | Dividend |
|---|---|
| FY22 | 31.14 |
| FY23 | 33.48 |
| FY24 | 35.81 |
| FY25 | 38.15 |
| FY26 | 40.48 |
Bonus, splits & announcements
- Bonus history: none in demo dataset
- Stock split history: none in demo dataset
- Board meeting for quarterly results — demo announcement